This study sought to disentangle the effects of size and whether there are size and momentum effects on Jordan firm returns. Initial findings showed that size effect has important role in explaining returns. For momentum effect, while in general there is no momentum effect in Jordan firm market, the study results founds that there is a strong evidence of momentum for the large-sized portfolios at Jordan firm returns. There is interaction between size and momentum. Two key findings emerge. First, there is a strong evidence for size effect. Second, the momentum premium is only evident for the large-sized portfolios. Key Words: Fama and French, Large-Sized Portfolios.

Coopetition refers to simultaneous competition and cooperation between rivals. For coopetition, firms collaborate with each other by not only coordinating their activities to achieve common targets but also due to conflict interests. Coopetition consists of three key dimensions namely, mutual benefit, trust, and commitment. These dimensions are vital for choosing the competitor to corporate with. Choosing the right and reliable partner is a critical process because of including some risks and uncertainties. The fuzzy AHP is one of the appropriate methods used in the partner selection process and also is used to overcome uncertainty. In this context, the purpose of the present study is to explain coopetition in a theoretical way and to analyze which criteria affect selection of partner among rivals. Data were obtained from the top managers of 4 businesses operating in Turkey. Face-to-face interview method was used so that top managers responded the questions. The data were analyzed using the fuzzy AHP method and the priority weights of the main and sub-criteria were obtained. According to the results; the most important main criterion was found as trust. Responsibility was found as the most important sub-criterion of commitment, trustworthy of the competitor was the most important sub-criterion of trust, and common (similar) benefits (goals) was the most important sub-criterion of mutual benefit. Finally, limitations of the current study and the areas for future research are discussed. Key Words: Coopetition, Fuzzy AHP, Selection of Partner.

Civil Society Organization’s capacity is critical for quality implementation of programs and overall sustainability of the organization. Several capacity tools have been developed by experts in the development sector. However, uptake of these tools is sub-optimal. The FANIKISHA Institutional Strengthening Project, implemented by Management Sciences for Health, Pact Inc., Danya International and the Africa Capacity Alliance developed a rapid organizational capacity assessment tool to facilitate measuring civil society organisations institutional capacity to manage grants. The aim of this study is to document the effectiveness of the rapid organisational capacity assessment tool. In 2011, Management Sciences for Health/FANIKISHA identified 10 national level civil society organisations through a competitive process. Using two existing tools, the institutional strengthening standards and indicators for civil society organisations in Kenya; and the FANIKISHA organizational capacity assessment tool the project developed a rapid organizational capacity assessment tool through a participatory process involving staff, civil society organisations and their affiliates. A checklist for each of the rapid organisational capacity assessment tool categories and a reporting template were also developed. The tool was pre-tested while additionally automation was done and a dashboard developed to facilitate analysis and presentation of results. Using site organisational systems review and feedback & consensus building fora, rapid organisational capacity assessment and financial risks assessments were conducted amongst the civil society organisations six months following engagement. The final determination criteria took consideration of both the rapid organisational capacity assessment and financial risk assessment scores. Use of the capacity building standards and indicators for civil society organisations in Kenya ensured that the tool was specific and focused on civil society organisations behaviours not just outputs. Seven of the 10 civil society organisations demonstrated adequate organisational and financial management capacity to manage grants. These were graduated and recommend to USAID to receive grants. The real-time analysis and reporting of the results ensured the process was transparent, hence ownership of the results. The rapid organisational capacity assessment tool is a simple tool, developed through a participatory process that can help organizations easily establish their capacity while establishing the financial risk. Capacity building should continue to further develop the organisational, financial and grant management capacities. There is a need to standardise capacity building indicators and capacity assessment methodologies in order to make measurement of civil society organisations capacity easier and increase rigor of results. Key Words: Organisation, Capacity, Measuring, Assessment, HIV/AIDS, Tools, Building.

This study attempted to investigate the impact of individual values on investor decision making. Questionnaire was the research instrument and 200 questionnaires were filled from the investors of the Lahore stock exchange. Individual values were selected from Rokeach’s value system. Dependability, tolerance, capability, self-realization and welfare values were used to measure individual values. Investor decision making was measured by risk tolerance level, needs and goals of investors. Regression technique was applied and correlation coefficient was found in the study. The study found the significant impact of individual values on investor decision making. Tolerance, self-realization and capability values had significant positive while dependability and welfare values were significant negatively related with risk tolerance level. Investor needs revealed significant negative relationship with dependability, selfrealization and welfare values and significant positive relationship with tolerance and dependability values. It also found significant negative relationship of dependability values and significant positive relationship of tolerance and welfare values with investor goals. Findings of the study concluded individual values as significant and important factors of investor decision making. The study is first of its nature in the sense that it examined the impact of individual values on investor decision making and highlight the need of understanding individual values for decision making. Keywords: Individual Values, Investor Decision Making, Lahore Stock Exchange, Rokeach’s Value System.

The Propose of this study is checking relation between organizational atmosphere and self-efficiency and organizational commitment in Iran’s customs. Statistical formed from 2300 people from Headquarters of Iran’s customs. For doing this study 330 people choose as random sample and tools of use were shares’ standard self-efficiency questionnaires. Allen organizational commitment and Haplin and Craft organizational atmosphere. Methods of statistics analysis were descriptive statistics (central Indexes, distribution Indexes, charts) and inferential statistics (regression, F test, path analysis). Questionnaires according to be standard evaluated and validated from professionals and supervisors. Stability coefficient are obtained using in order to estimate reliability of the questionnaire, cronbach’s alpha coefficient method issued test for testing the validity of questionnaires they are 0.92, 0.97, 0.85 respectively for self-efficiency, organizational commitment and organizational atmosphere suggested that employment tools have good reliability. Obtained results show that organizational atmosphere can affect directly on self-efficiency and organizational commitment and in other hand organizational atmosphere through the organizational commitment influence on self-efficiency too. Also Demographic variables don’t have effect on selfefficiency and affective commitment has most effect on self-efficiency. Key Words: Organization, Atmosphere, Self-Efficiency, Commitment, Iran.

In many cases, business promotion costs may cause more than the cost of the product along with its research and development. Promotion through advertising is not only to introduce new products, but also to remind society of the existence of a long product in the market. However, it should be noted religion still plays a significant role in influencing social and consumer behavior either direct or indirect ways in a constantly changing and competitive world market. Goals do not justify the means and advertising cannot be as tools to increase the revenue of an organization with anything unfair. But nowadays, most of contemporary advertising makes false promises to attract new customers to buy a product which is extremely prohibited in Islam. Many of the provisions in fiqh muamalat, prohibit any method to influence the requirements of the user. Therefore this study could make important contribution in advertising industry specifically to ensure they are following Islamic principles. The objective of this study is to analyze the existence advertising through three influencing factors consist of culture, control and emotions from an Islamic perspective conducted in Malaysia, i.e. Kedah state. This study conducted using quantitative approach where structured question was designed and the data were analyzed using correlations and multiple regressions. Key Words: Advertising, Islamic Perspective, Malaysia.

International organizations such as the Organization for Economic Co-operation and Development, OECD, have pointed out that the region of Latin America has experienced in recent years lower levels of competitiveness in activities based on knowledge. Our levels of scientific productivity, training of human resources, investment in science and technology and applications for patents are low too. This problem is increased by the lack of interest in pursuing graduate studies in areas related to engineering, science and technology. Given the above problem, it was considered that marketing, specifically the relational marketing, might offer options to increase the interest in this type of professions, as well as to assist in the continuation of those who are studying them. The study was non-experimental, quantitative, descriptive and cross-sectional. The subjects were 290 undergraduate students just about to graduate from engineering colleges in Hidalgo. Results showed that 81 percent of respondents are interested in pursuing a master's degree in engineering, and the factors that influence their decision are: the belief that studying a master's degree will give them a higher status and the belief that studying a master's degree will give them greater financial solvency. With this information, a Model of Relationship Marketing was designed to attract students to this area of knowledge, and to decrease levels of dropout students among those who are already studying them. Key Words: Education, didactics of mathematics, relationship marketing, Model of Relationship Marketing, Engineering.

Sukuk is part of the Islamic capital market products. Sukuk has grown to become among the main methods of financing investments based on Islamic principles in this era. Demand for sukuk has grown rapidly in recent years because it is between the investment opportunities that offer low risk, fixed income and based on shariah principles. The most instruments of sukuk issued in Malaysia are sukuk Ijarah, sukuk Mudharabah, sukuk Istisna, and sukuk Musharakah. As it is just published in the market, the demand on these sukuk Murabahah is less applicable compared with other sukuk. Sukuk Murabahah is a sale and purchase agreement based on shariah perspective. Even so, many people still do not understand the concept and practices of sukuk Murabahah. The lack of understanding and concern in sukuk Murabahah made them at the lowest level of practices comparing to other types of sukuk. Therefore the main objective of this paper is to find out the reasons of not using sukuk Murabahah in Malaysia. An interview, through survey method using questionnaires, is employed for data collection and it is being administrated by hand to the Manager of CIMB, Kedah state. The result of the interview showed that the main reason for not using sukuk Murabahah is because lack of promotion. Key Words: Sukuk, Sukuk Murabahah, Islamic Capital Market, Shariah.

Financial inclusion (FI) is a global movement under the World Bank programs to make the poor is able to access any financial service. The Rate of FI in Indonesia achieve 32 %, this means 68% of the poor are not reached by any financial services while the average in the world is only 50%. Besides, the poverty rate in Indonesia is 59%. Hence, FI is urgent for Indonesia to tackle the issue. Meanwhile, in Indonesia, it’s just started by adopting mobile payment system, the vision and mission concept have been arranged by the government. Currently, the most literatures and practices is just partial. The research on geographic and community based is being neglected. It is therefore, this research aims to accommodate specialties of Indonesia which is very heterogeneous in term of areas, values, traditions, customs, communities, and local wisdom. This study is a qualitative approach by conducting interview to the stakeholders, deductive method is used to explore and to design the proposed model. The result offered three scenarios; the appropriate model is community based, then, standard global model of FI, and finally, mobile payment system based on gold as measurement of value. By accommodating the community model which is implemented together with the two models will strengthen to national unity. Keywords: Financial Inclusion, Unbanked People, Community, Mobile System.

Developing universities have established a promising E-Learning Platform initiative in order to enhance access to education services and information to its students. This study examines the development of ELearning Platform in Riyadh City Universities (RCU), and compared between privet and government sector. This paper proposes evaluate and comparative model for E-Learning platform between Government and private sector in RCU, the E-Learning platform solution selection is a multiple criteria decisionmaking problem that needs to be addressed objectively taking into consideration the relative weights of the criteria for university. We formulate the quoted multi criteria problem as a decision hierarchy to solving problem. In this paper we will show the general evaluation strategy and compared between privet and government sector obtained results using our model to evaluate e-learning platforms. The results of comparison models are outlined as follows: Total weights of the proposed framework in management feature is 16.25/25, in collaborative feature is 7.75/10, in adaption learning path is 7.63/10 and in interactive learning object is 4.75/5. In this study an evaluation model was applied on Government University like KSU, IMAMU, NAUSS and PNBAU, Private University like PSU, DAU, YU and FU. Then, the results were compared with each other. The total weighs Government University of KSU was 41. While the total weights of IMAMU, NAUSS and PNBAU was 37, 32and 37. The total weighs private University of FU was 40. While the total weights of PSU DAU and YU was 38, 38 and36 respectively. The total weights of all features in Government University are 147/200, Private University are 152/200. Key Words: E-Learning, E-Learning Platform, LCMS, GIS, AHP, Multiple Criteria Decision Making, LMS, GS, PS.